What is dental insurance? How does it work?
Dental Insurance is a contract between your employer and a dental insurance company. The benefits you will receive are based on the terms of the contract that were negotiated between your employer and the dental insurance company and not your dental office.
Limitations of dental insurance INSTEAD of Covered…
Unfortunately, your dental insurer will not cover some of the services that you may need or want. Some General and specialized dentistry may not be covered. Our goal is to help you achieve and maintain optimal dental care, which is not necessarily the goal of your insurance company. Dental insurance companies rarely cover 100 percent of any dental fee and, in many cases, cover less than 50 percent or nothing at all. Many insurance plans have a dollar amount limitation each year. Once this limit is reached, your dental insurance company regardless how essential the service may be to your dental health will cover no other services. As a concerned partner in your dental well-being, we do not want to compromise your care based on restraints placed by an insurance company.
We make dental insurance easy
We will do everything possible to help you understand and make the most of your dental insurance benefits. Our office will complete and submit dental insurance forms to the company to achieve the maximum reimbursement to which you are entitled and will work diligently to make this happen as quickly as possible. We will even accept the insurance payment at our office from most major insurance companies so you only have to pay for what the insurance company did not cover. Please be aware that some dental insurance companies take longer than others to complete payment. If necessary, our office will contact the dental insurance company, or we may request your help in this matter.
Insurance pre-determination policies
Many insurance companies require authorization for specific procedures in advance. In most cases, we can begin treatment before receiving an authorization however; patients need to understand that in the event the insurance company refuses to pay for treatment, you are responsible for all fees. Naturally, we always provide you with the full fees in advance so that you know the exact cost of treatment.
Ask us for help any time
Any time you have a question about your dental insurance, please feel free to ask us. It will be our pleasure to help you. We are dedicated to providing optimal care for every patient and working with you to achieve that goal.
